Scams come in many guises, so it can be all too easy to fall victim to fraud.

Fraudsters often contact thousands of random people in the hope that a few will be tricked into giving away their cash, bank details or other personal information.

If someone you don’t know visits, calls, emails or sends a letter asking for your details, take your time and consider whether it’s genuine.

Remember that the police, banks and other trustworthy institutions will never ask you to provide your account numbers or PIN codes – or send them money for ‘safe keeping’.

Golden Rule: If it sounds too good to be true, it generally is. Speak to Action Fraud if you’re concerned about any recent contact you’ve received.